From the Allegheny to the Susquehanna and Erie to Philly, PA has plenty of variety in culture, scenery, and flavor to offer its inhabitants. As one of the things that changes most dramatically from place to place in Pennsylvania, insurance quotes are a tool that no Keystone Stater should be without. While comparing Pennsylvania insurance quotes is a little less exciting than comparing Pat's to Geno's or the Steelers to the Eagles, taking the time to examine what different PA providers are offering for your particular situation is not only important, but a potential money-saver that you can't afford to pass up.
Pennsylvania Homeowners Insurance
When it comes to covering your home, Pennsylvania insurance is extremely reasonable. Though Ohio might be able to boast a lower average for HO-3 policies (the most common homeowners insurance coverage in the nation), the other neighboring states of New York, New Jersey, and Maryland all pay more for their policies than PA's average of $643. In fact, when looking at the cost for HO-3 homeowners insurance, Pennsylvania is well below the national average of $804; an incredible feat to say the least.
For some homeowners in Pennsylvania, insurance is a little trickier than average. The large number of very old dwellings statewide and PA's numerous rivers (and subsequent flood plains) make getting adequate coverage more difficult for many residents. Fortunately, with a bit of effort and a little foresight, nearly all Pennsylvanians will be able to find a policy (or combination of policies) that not only fit their budgets but provide adequate coverage for every situation that may arise.
Pennsylvania Auto Insurance
As is the case in most other states, in Pennsylvania, insurance is required by law in order to legally operate a vehicle. Unlike some of these other states, however, PA law requires liability coverage but doesn't require uninsured or under-insured motorist coverage. It is important to note that many lenders will require far more extensive coverage for vehicles that are not paid off, and that most experts recommend much higher limits (even for those who want only liability coverage) than the minimums set by the state.
When we look at auto policies nationwide, Pennsylvania auto insurance rates are a little higher than average ($820 compared to $795 nationally). This makes it even more important for PA drivers to make sure they're getting the best deal possible.
Want to Save Money in Pennsylvania? Insurance Quotes Are the Answer.
No matter where you reside in Pennsylvania, insurance quotes are going to vary from one company to the next. Sometimes this variation is only a few dollars a month, but in other cases, the difference adds up to hundreds of dollars a year. This is why, whether you're shopping for your first policy or you've been with the same provider for decades, getting quotes from several different companies is extremely important.
If you don't know what other companies are charging, you'll never know how much you could be saving (or even how much your current policy is already saving you). With NetQuote, getting Pennsylvania insurance quotes is easier than ever. Simply fill out a short form and NetQuote will quickly show you insurance quotes from multiple providers in your area. Once you've got the numbers in front of you, it'll be easy to see who's offering the best deals on the kind of health, life, home, auto or business insurance coverage you need. Though it might not save you hundreds, you can be sure that the policy you choose is, at the very least, not costing you hundreds more than competitive policies.
Pennsylvania Insurance Information By City: