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Online Insurance Quotes Save Families MoneyInsurance is a fact of everyday life. If you want to own a car, a home, or a business, or simply want to protect your family’s health, you need to be—and in some cases, have to be--insured. Getting coverage can sometimes become an overwhelming and confusing process, and sometimes an expensive one, but it doesn’t have to be. NetQuote provides you not only with the ability to compare quotes, but also with the information you need to make the process easier.
Free Insurance Quotes: The New Rule of the Online Insurance QuoteGetting free insurance quotes is far different today than it used to be. Historically, it cost someone money to get a look at rates from a company. In their view, they were working and you might possibly go with another company so the should be able to make some money for their time. Typically, a company would waive the quoting fee if you bought their plan.
But that is the past. Today, if you pay for an insurance quote online—or even offline—you are likely not dealing with a reputable company. So word to the wise, if you are being charged to get a look at a company’s premium rates, RUN don’t walk away. All insurance companies offer free insurance quotes. It is the new way of doing business.
How to Compare Insurance RatesSo now that the industry has changed such that you can get insurance rates for free, you need to know how to compare insurance rates so that you are getting the best deal to protect your home, car, business, health or family. First, once you fill out a form on NetQuote, your work isn’t finished. You now need to compare the exact policies from each company and see A) who offers the best price? B) Who offers the most comprehensive coverage? And C) Who offers the most coverage for the best price?
One of the great things about NetQuote is convenience. The average auto form is typically around 115 questions and if you use a service like ours, you only have to fill out these questions once and you can get as many as five insurance quotes from major providers from your area. Without us, you not only have to have to reach out to those same companies individually and fill out their 115 questions each time, but you also have to make sure that you answer every question in the same way each time. If you don’t, your quotes won’t be apples to apples, and if you aren’t making an accurate side-by-side comparison then you really aren’t judging each company’s policies objectively.
The Cheap Insurance MythIt was once widely known that cheap insurance was just that: cheap insurance. It did not cost much, but it also didn’t cover much. This is still true today in that you can find very inexpensive policies that don’t cover very much; however, don’t be fooled into thinking that all cheap insurance policies aren’t worth much.
Insurance companies are changing their insurance rates all the time. Sometimes they raise them when there have been a large number of claims, and sometimes they lower rates when they are looking to pick up more clients. What all of this amounts to is that a cheap policy might just represent a market shift or a change in the needs of a particular company. In other words, don’t just give the hairy eyeball to all cheap rates; seek them out. Just make sure that the policy represents your needs well.