Perhaps you are a descendent of Captain Charles Warrington Rogers himself, and you have called Northwest Arkansas home your entire life. Or maybe you are a small business owner who shuttles goods along roads like I-540 and US routes 62 and 71. If you or your business calls Northwest, AR home, chances are you need a quick but comprehensive primer on your Rogers insurance options. For instance, say your son is a junior at Rogers High School, and he just got his driver's license. Before adding him to your policy, you may want to source Rogers insurance quotes for auto to determine how adding him will impact your overall rates -- and searching for discount mechanism so that your costs don't inflate out of control. This essay will discuss some methods and mechanisms for finding and getting the most out of your Rogers insurance quotes.
AR Insurance Statistics
In 2007, Arkansas drivers expended just $660 on average for their auto insurance -- $135 less than the national average. They paid $154 for comprehensive, $372 for liability, and $279 for collision. According to the law of the land -- as of February 2010 -- Arkansas drivers needed personal injury protection as well as bodily injury (BI) coverage to the tune of $25,000 per person/$50,000 per accident and property damage liability of $25,000. Most Rogers insurance agents will tell you to get more than just the minimum coverage -- to get at least $100,000 bodily injury per person, for instance, as well as to get insurance for underinsured/uninsured motorists. (15% of AR drivers lacked insurance in 2007, per the Insurance Research Council -- that comes out to nearly one out of every six drivers on the road).
If you need insurance for your automobile, and you want to get the best possible deal, you can source a huge variety of discounts. For instance, pay your premium upfront once a year to save 5%, insure several vehicles with one policy for savings of 25% to 50%, install an auto alarm to get savings of 5% to 10%, and boost your liability coverage (per advice from your agent) to get a better coverage discount of 5%. You can also improve your credit score, avoid accidents and tickets, and shop around for Rogers insurance quotes.
But whether you want auto, home, life, business, or any kind of coverage, your ultimate solution will depend on your long-term stick-to-itiveness. In other words, you could invest this week piecing together the best possible portfolio -- but if you fail to review, revise, and refresh your coverage at least annually -- sooner, if you encounter a big life event or make a major claim -- then your coverage will quickly become disordered, much like a freshly tidied room will organically proceed to a state of disorder if you don't pick up and vacuum regularly. An agent can help. You can also buy "prepackaged" policies if, for instance, you run a business.
A Source for Rogers Insurance Quotes that You Can Trust
Many policy buyers like you have trusted NetQuote -- a free and fast online service -- to solicit and cross-compare quotes from different insurance companies. Get your quotes now (5+ quotes) by filling out our fast form online.