Whether you're a Beltway insider seeking protection for your business or a Potomac Nationals fan who simply wants to survey Alexandria insurance quotes for life, health, auto, medical, and other kinds of coverage, you need good information to get started. But the more you parse the laws and regulations concerning insurance, the more overwhelming the process can seem. Just like Washington bureaucracy can grind progress to a halt, so too can over-researching your Alexandria insurance options cause you to hit "tilt" on your own personal pinball machine. You wish you could just fob the whole thing off on some genius at the Center for Naval Analysis, or perhaps a volunteer at the Salvation Army or Catholic Charities could give you timely guidance. Fortunately, you need not resort to these extreme measures to compile and analyze Alexandria insurance options and get precision coverage for your needs at rates that won't bust your budget.
Show D.C. How to Belt-Tighten by Sourcing Alexandria Insurance Quotes the Smart Way
Alexandria has won an impressive slate of awards and achievements, including Allstate Insurance's 2009 Award for "America's most improved driving city." And Virginia does boast impressive statistics when it comes to auto insurance premiums. For instance, the National Association of Insurance Commissioners found that, in 2007, Virginians paid just $661 on average for auto insurance -- $134 less than what the average US driver paid ($795), and way less than what the average D.C. resident paid ($1,140). Virginians paid $382 for liability, $253 for collision, and $113 for comprehensive. Unfortunately, Alexandria's proximity to D.C. and Byzantine traffic problems (e.g. constant congestion over the Woodrow Wilson Bridge, rubber-necking on the George Washington Memorial Parkway, bottlenecks near Ronald Reagan Airport, etc) could negatively impact your rates.
Pursuant to state law as of February 2010, Virginians must carry four kinds of auto insurance: bodily injury (BI), property damage (PD), uninsured motorist (UM), and under-insured motorist (UIM). Your minimum obligations include $50,000 for bodily injury per accident, $20,000 property damage, and $25,000 bodily injury per person. But you might want to carry more than these minimums, depending on factors such your typical mileage, whether you drive with small children, and whether your vehicle is in a good state of repair.
Axing Down Your Alexandria Car Insurance Rates
What can you do to drive down your rates? Consider doing less driving to qualify for a low mileage discount. (For instance, start taking the Virginia Railway Express to and from work.) Or opt for a higher deductible, install security features in your vehicle, and get a good student discount. If you drive a really old car, consider opting out of collision or comprehensive coverage. Lastly, shop around for quotes to make sure you get the best possible deal.
Access Amazing Alexandria Insurance Quotes
You might consider life in Alexandria relatively risk free. You take public transportation to and from your Beltway job, you dine in Old Town, and you live in a high-income suburb near to where the Alexandria Dukes used to play. But life is an inherently risky affair. To that end, the more information you have about your Alexandria insurance options, the better prepared you can be to meet risks head on. Let NetQuote help you with this quest. Our online service is fast, user friendly, and simple. Fill out our online questionnaire (runs about 115 questions), and submit it. You will get back five or more quotes from reliable insurance companies. Cross compare these quotes to make smarter and faster choices.