Each year when the Plano Balloon Festival blows in tens of thousands of Plano residents congregate for spectacular hot air balloon launches and awe-inspiring fireworks. It's a jovial event for kids of all ages. When your insurance premiums roll in there's not much to celebrate seeing as Texas insurance rates consistently rank highest in the country. Seeing as your insurance statements won't just blow away, it's good to know there are companies like NetQuote out there to ensure you're getting the best, most affordable rate possible. First, take a look at what's affecting your Plano insurance quotes.
Riding the Storm
Even though rates are way above average, Texas homeowners insurance is nothing to balk about. In 2007, the Insurance Information Institute reported the average premium for Texas homeowners insurance was $1,448, $626 more than the U.S. average. Insurance companies have a lot to cover in The Lone Star State. Your home is at risk when it comes to tornadoes, hurricanes and severe thunderstorms and even the slightest episode can cause damage to your home. To keep your homeowners insurance premiums on the lower side, consider combining your policy with your auto insurance policy or installing storm shutters or impact-resistant windows to make your home more resistant to extreme weather conditions. On your quest for lower Plano insurance quotes, be sure to let companies know if you have a home security system or if you're a senior citizen to see if you're eligible for any discounts.
Your personal information will establish your Plano insurance premium. Your age, sex, marital status, location, and driving record are determining factors. But where and how often you drive can also affect your policy premium. According to the U.S. Census Bureau, 82.6 percent of Plano residents drove to work between 2006 and 2008 and their mean travel time was 26.1 minutes. If your drive time is on the higher end of this average you can expect a higher premium. To boot, if you drive to work and have to go through the Dallas-Fort Worth area (2009's fifth most congested area in the nation, according to the Inrix National Traffic Scorecard) your insurance rate will increase seeing as congestion translates to "auto accidents" to your Plano insurance agent. Tell your agent if you're using reliable transportation like the DART or carpooling and you can expect to find savings from your Plano insurance quotes. A word of caution: If you're looking to switch insurance providers, do not cancel your current policy until your new policy has taken effect. Once you have found the insurance policy you want, check to see if your previous provider owes you a partial premium refund.
Finding Plano Insurance Quotes
While you spend your afternoon getting pampered at The Shops at Legacy let NetQuote spoil you with the best, most affordable Plano insurance quotes. Simply fill out a quick and easy form on NetQuote.com and this free service will assemble several quotes from competing companies.