A Lone Star Resource: Laredo Insurance
With tons of family-friendly establishments, recreational centers, a successful arts community and booming nightlife, The City Under Seven Flags is an exhilarating place to be. Thus with so many available options, gathering Laredo insurance quotes is probably the last thing on your mind. But don’t discount the subject too quickly. You can thicken your wallet by comparison shopping and use the cash towards more exciting expeditions. With NetQuote it takes just a few minutes to garner several Laredo insurance quotes so you can be sure you’re getting the best coverage available. Get to know a few factors that affect your insurance rates and start your search today.
Drive up Your Protection
In general, men are more likely to receive higher Laredo insurance quotes than their female counterparts. But why? According to the Insurance Institute for Highway Safety, men typically drive more miles than women and more often engage in risky driving practices including not using seatbelts, driving while impaired by alcohol, and speeding. However, gender is not the only factor auto insurers use to determine premiums. Your driving record, credit score, the type of car you drive, and where and how often you drive can make a big difference. While there isn’t a quick fix for a poor driving record or low credit score, you will be rewarded with discounts by cutting down your drive time and opting for a low-risk vehicle. By taking advantage of El Metro or carpooling, not only do you save money on gas and car repairs, but you can cut down your vehicle’s mileage which affects your rate. If these are unrealistic options for you and you’re in the market for a new vehicle, look for a car that is less likely to be stolen or vandalized. According to the National Insurance Crime Bureau (NICB), Laredo had the highest vehicle theft rate in the United States in 2009. In 2008 the most stolen vehicles in Texas were the 2004 Dodge Ram Pickup, the 1997 Ford F150 Pickup and the 2000 Honda Civic, the NICB reports. You can garner discounts on your Laredo insurance quotes and increase your vehicle’s security if it is equipped with an anti-theft device or tracking device.
Safe at Home
Texans paid an average of $1,448 for homeowners insurance in 2007, according to the Insurance Information Institute. While insuring a home in The Lone Star State can cause some damage to your bank account, it can be a huge asset when wicked storms and tornadoes roll in. Homeowners insurance can pay for damages caused by certain natural disasters and relieve homeowners of the costly task of going about it alone. However, if you don’t have enough Laredo insurance coverage you could be liable for a portion of these costs. To ensure you’re fully covered, it’s a good idea to look into guaranteed replacement coverage. This supplementary coverage pays out more than the policy limits when damages are more extensive.
Find out how much you can save on this valuable coverage or any of your other insurance needs by visiting NetQuote.com. Fill out one form and we’ll send several Laredo insurance quotes directly to your email. This way you have the advantage of comparing quotes side by side to ensure you’re getting the finest coverage at a price that works for you.