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Breaking Down Brownsville Insurance Quotes

The stars may be bright deep in the heart of Brownsville, Texas, but even the light of the Lone Star State may not be enough to illuminate the best Brownsville insurance quotes. To optimize your quest for the best Brownsville home, life, and auto policies, diversity your information sources. In other words, take a page from the city itself –Brownsville is a nexus between the U.S., Mexico, and the Gulf Intracoastal Waterway –and locate more choices from more insurers. NetQuote can help you lasso five (or potentially more) quotes from insurers who want your business.

Brownsville Insurance to Meet Your Auto Needs

Much like other Texas border towns, such as McAllen and Laredo, Brownsville witnesses its fair share of auto theft and other border-related car crimes. According to a 2009 survey by the National Association of Insurance Commissioners, Texas drivers pay an average of $450 for liability, $337 for collision, and $160 for comprehensive. Texas does fare better than other border states. For instance, in Arizona, the average expenditure for auto insurance was $873, as of 2007. In New Mexico, the average was $730. 15% of Texas drivers are uninsured, according to 2007 stats compiled by the Insurance Research Council, making Texas the 10th worst state, according to IRC ratings. And you can be sure that Brownsville has an even higher rate of uninsured drivers than the state average, which drives up the cost of your Brownsville insurance.

As of December 2010, Texans must carry bodily injury coverage to the tune of $25,000/$50,000 as well as $25,000 property damage coverage. (Warning, cowpokes! Starting in 2011, these minimum requirements will be hiked up to $30,000/$60,000 for bodily injury and $25,000 for property damage.)

Don’t Get Blown Away by Brownsville Insurance Quotes

It is unlikely that a tornado will blow in from the Gulf of Mexico and damage your home, but floods and hurricanes do regularly drum up serious costs for homeowners. According to a 2007 study, Texas is the second most expensive state in the union for insurance costs. The average premium cost for an HO-3 policy was $1,440 in 2007 –nearly twice the U.S. average. To qualify for lower rates, consider making small improvements to your home, such as adding storm/hurricane protection and security measures. Also, if you exclude certain types of coverage (such as hurricane protection), you can get lower rates.

The Lowdown on Low Brownsville Insurance Quotes

Brownsville’s low elevation and its low place on the map might suggest intuitively that life and health insurance rates should also be low, but that is not always the case. To lower your rates, reduce the amount of sugar you eat to reduce your risk for heart disease, obesity, and diabetes. Your job can also dramatically influence your health and life coverage. For instance, if you drill oil off the Gulf Coast or patrol a dangerous area on the Rio Grande, your life premiums will be far higher than if you did something less risky, like work as a gardener’s assistant or run a tamale stand.

Capitalizing on Multiple Brownville Insurance Options

Get good data from multiple independent sources with the help of NetQuote. Our advantage is twofold. First, you only need to answer one form to get 5 (or more) quotes. Second, you can use our data to cross-compare insurance companies. Think about it this way. What is the fastest way to cross the border into Mexico? Should you head due south? Or should you head north and go all the way around the globe and then come up the other side? The answer is obvious. Find the shortest distance between where you are now and where you want to be. Trust the NetQuote advantage.

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