Whether you're the head of a military family based out of Ft. Bragg or you're a fisherman who works the Cape Fear River, you know all about Fayetteville's diverse charms --not only as a noteworthy military city but also as a cultural hub. According to the company Manpower, Inc, in 2010 Fayetteville became one of the top three cities in the nation for job creation. What's more, people searching for solid insurance quotes in Fayetteville, NC have much to cheer about. North Carolina auto insurance, for instance, on average costs only $591 per person, according to a 2009 survey by the National Association of Insurance Commissioners. When you break this down further, the numbers continue to impress: $355 for liability, $235 for collision, and $110 for comprehensive. This news about Fayetteville insurance is so positive, you can practically hear the horns at Pope Air Force Base playing Reverie to celebrate.
Finding Superior Fayetteville NC Auto Insurance
Fayetteville is the home of the jeep, and the city maintains an aura of toughness and innovation. North Carolinians must purchase bodily injury liability and property damage liability insurance as well as uninsured motorist (UM) and underinsured motorist (UIM) coverage. Bodily injury coverage is $60,000 per accident and $30,000 per individual. Property damage coverage must be at least $25,000. To lower your premiums, you don't need help from the Air Force Base's fighter jet squadrons. A few simple moves can go a long way. Opt for a higher deductible (the money you pay to receive your claim), improve your credit record, aim for low mileage discounts, and limit coverage to bare minimums. On a longer time scale, consider cleaning up your driving record by, for instance, expunging any black marks from your DMV record.
Fayetteville Insurance Quotes for Homeowners
Not everyone in town can enjoy the privilege of bunking with the United States Army Special Operations Command. Fortunately, you don't need the 440th Airlift Wing to give you a lift to find suitable homeowners policies. As of 2007, North Carolinians paid an average of $674 for homeowners insurance, and renters paid $133 on average. Tar Heels enjoy much better rates than the average United States homeowner, who pays $822 for homeowners and $180 for renters insurance. And when you compare North Carolina rates with Florida rates, the difference is remarkable. Floridians pay $1,534 on average for homeowners --more than twice what Tar Heels pay. That said, Fayetteville homeowners may be at elevated risk for hurricane-related damage. As anybody who works at Fayetteville Regional Airport will tell you, the squalls and storms that blow in off the Atlantic can wreak havoc even on bunkered installations.
To qualify for better rates, consider raising your deductible, installing smoke alarms and a security system, paying off your mortgage, and, of course, reviewing and comparing multiple Fayetteville insurance quotes. But where and how can you find these quotes?
Attention! Battle-Proven Fayetteville Insurance Quotes Await
As any good local soldier will tell you, operations live or die based on the quality of preparations. To that end, trust NetQuote to make your Fayetteville insurance shopping more efficient and productive. When you shop online, you typically must fill in an extensive questionnaire from every company. Each form can run to 115 questions or longer. So if you want to get five separate quotes, you would need to answer around 575 questions. When you use NetQuote, on the other hand, you fill out a single form and get access to five (or perhaps more) different Fayetteville insurance options, which you can compare side by side. So you save time, and NetQuote's intuitive data presentation allows you to compare apples with apples.