There's no doubt Durham, North Carolina dwellers like to celebrate. As a matter of fact, Durham boasts an average of one major festival every week including the Bull Durham Blues Festival, the Native American Powwow, and the World Beer Festival, just to name a few. But when calamity comes crashing in, residents of The Bull City will have little to rejoice if they are without insurance coverage.
Let's Hear it for Lower Vehicle Coverage!
North Carolinians paid an average of $591 for auto insurance in 2007, according to the Insurance Information Institute. Now that's a number you can applaud seeing as the U.S. average came in at $795. But when all is said and done, it's difficult to put a price on protection. At a minimum, drivers in The Tar Heel State are required by law to purchase liability insurance in the amounts of $30,000 for bodily injury for one person, $60,000 for bodily injury for two or more people, and $25,000 for property damage. But if you're involved in a serious accident this minimum coverage might not be enough. Experts suggest drivers purchase enough liability insurance to pay for $100,000 for bodily injury per person and $300,000 per accident. Increasing your liability coverage can keep financial responsibility in the hands of your Durham insurance provider and out of yours.
High Regards: Life Insurance Provides Peace of Mind
Are you confident your family can resume the lifestyle you want for them after you're gone? If you are, it's likely you have a life insurance plan in place. If you don't and your income helps support your family's lifestyle it's important to consider this valuable coverage. According to a 2010 LIMRA International press release, four in 10 households with children under the age of 18 say they would immediately have trouble meeting everyday living expenses if a primary wage earner were to die. A life insurance death benefit can help your family pay for bills, college, retirement and your funeral after you're gone. You'll find that Durham insurance quotes will be lower for term life insurance. It's simple: you purchase $300,000 worth of life insurance and $300,000 will be paid to your beneficiary upon your death. But term life has a fixed expiration date and if you outlive the policy purchasing another one could be costlier because of your age. A permanent life insurance policy will garner higher Durham insurance quotes, but this type of coverage is good for your whole life and has a cash savings feature that is important to some.
No Bull and Better Benefits
Whether you're beginning the initial search for Durham insurance quotes or thinking about switching providers, using NetQuote's free service can get you what you want quicker than using conventional methods. We have a catalog of competing companies that offer Durham insurance. These companies are aware they need to offer the best, most affordable coverage to beat out their competitors, which means you come out on top. Fill out a brief form on NetQuote.com and leave the rest to us. In a matter of minutes you can start comparing Durham insurance quotes and revel in savings.