Searching for Roswell insurance quotes can be an out of this world experience. Much like proof of the alien landings, finding the best insurance policy can be hard to find. Coming into contact with that elusive perfect policy requires a thorough search and lots of legwork. Knowing where to start your search can be a big help and that is where NetQuote comes in. Keep reading for some basics about Roswell insurance and how to find the best policy for you.
Quick Tips on Auto Insurance
The minimum coverage required by law for Roswell insurance customers is the same as the rest of the state. Drivers have to carry $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and 10,000 per accident for property. Unfortunately, not everyone plays by the rules. New Mexico has the highest ratio of uninsured drivers in the country. A full 29% of drivers do not have insurance, so adding uninsured motorist coverage to your policy makes good sense.
New Mexico ranks right in the middle of national insurance premiums. An average New Mexico auto insurance cost of $730 garners the state a ranking of 25th in the nation. Unfortunately, New Mexico is 7th in the country for vehicle thefts, which will affect your insurance costs depending on where you live and what type of vehicle you drive.
Homeowners Insurance in Roswell
Roswell insurance quotes for homeowners are reasonably priced. The average New Mexico home insurance policy costs roughly $550 in March of 2010, compared with a national average of $675. You can lower your premiums even further by combining your auto and home insurance with the same company, raise your deductibles or make sure you are not paying for insurance you don't need. There is no need for flood insurance if you live in a low risk area. Having an alarm system or storm shutters installed will also bring down your premiums.
Do Your Research
One foolproof way to lower your premiums is to shop around. In Roswell, insurance quotes are available from hundreds of websites, but NetQuote lets you get numerous New Mexico insurance quotes from all of the major insurers with just one request. It's as simple as filling out a short request form and soon you will be swimming in quotes. Use the time you save to get out on one of Roswell's awarding winning golf courses or head down to the UFO festival to get to the bottom of the alien mystery.