Residents of Nashua, New Hampshire, realize that they have a pretty good deal. They know that their city was twice named "The Best Place to Live in America" by Money magazine, and is ranked among the country's safest cities. They enjoy the fact that Nashua is convenient to the big city (Boston) and to nature (the ocean and the White Mountains). And when Nashua residents look for good deals on their Nashua insurance policies for their homes or their automobiles, they know that the smart thing to do is shop around and compare Nashua insurance quotes before they buy.
Understanding the Costs of Nashua Insurance
The premium you pay for your homeowner's and automobile insurance policies depends on a number of factors. For homeowner's policies, those will include the age of your home, the materials used to build it, its location and its proximity to the nearest fire station or fire hydrant. Premiums may be reduced for homes that have built-in smoke detectors, burglar alarms, deadbolt locks and other safety and anti-theft devices.
There's even more information that goes into determining Nashua insurance quotes for your automobile. Factors that you can't change include your age, your sex, your marital status, and, to a certain extent your driving record (you can't change the accidents or the traffic tickets you've received in the past, although you can try to do better in the future so you get better rates). The premiums you pay are also dependent on the year, make and model of the car you buy (something to consider when you're car shopping), the number of miles you drive each year, and any additional safety or anti-theft features that are installed in the car.
New Hampshire residents paid an average premium of $750 for automobile insurance in 2007, according to figures released by the National Association of Insurance Commissioners (NAIC). But that's just an average, and the New Hampshire Department of Insurance has collected 2009 data from automobile insurers that shows how much individual differences can affect rates. A single, 23-year old man, for example, might expects Nashua insurance quotes for automobile coverage to run anywhere from $700 to $2,100. For similar coverages, a 35-year old married couple might pay from $650 to $1,900.
The NAIC figures show that the average premium for homeowner's insurance in New Hampshire in 2009 was $699. The state insurance department's 2009 survey of homeowner's premiums shows a range from $417 to almost $2,500 for a 1985, single-family, wood frame home.
Shopping around for Nashua Insurance Quotes
If you're a Nashua resident, accustomed to living in one of the best U.S. cities, you'll be glad to know that you can now choose the best way to shop around for your homeowner's and automobile insurance. Simply go to NetQuote.com, fill out and submit a single form, and NetQuote will get back to you with insurance quotes from some of the leading insurance companies in your area. No need to call or visit many different agents and fill out multiple forms. NetQuote makes the process easy and convenient for you. With NetQuote, you'll be able to choose the policies and premiums that are best for you, quickly and efficiently. That's a good deal--just like living in Nashua.