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Awakening to the Dawn of Aurora, IL Insurance

Aurora, Illinois was the first city in the nation to light itself up with electric lights. The electric street light system established in early 1880s burned the city into the national imagination. But if you seek illumination about Aurora IL insurance, you may unfortunately find yourself in the dark.

Whether you are a manager at a store in the Westfield Shopping Town Centre, a resident in the historic district, or a worker at the Aurora Silverplate Manufacturing Company, you need a simple and easy way to expedite your search for life, health, auto, and renters insurance. Enter NetQuote. This trusted, reliable service can help you find up to 5 (perhaps more) Aurora IL insurance quotes from over a hundred of America’s most highly regarded insurance companies. Before getting into the benefits of NetQuote, let’s take a look at some facts and tips about two key types of Aurora insurance: auto and homeowners.

Shedding Light on Aurora Auto Insurance

According to 2007 figures compiled by the National Association of Insurance Commissioners (NAIC), Illinois residents pay an average of $723 for auto insurance –slightly below the U.S. average of $795 per person. The numbers break out further: $402 for liability, $290 for collision, and $110 for comprehensive. According to the Insurance Research Council, around 50% of drivers in the state are uninsured –that’s why it’s so important to get coverage according to the minimum enforced limits. As of February 2010, Aurora drivers must carry bodily injury (BI) and property damage (PD) liability insurance as well as uninsured motorist (UM) insurance. (Underinsured motorist coverage (UIM) is not compulsory, however.)

For bodily injury coverage, you must have $40,000 per accident and $20,000 per person. You also need $10,000 coverage for property damage. Your driving habits, car security, driving history, and other X factors can dramatically impact your Aurora IL insurance quotes as well. For instance, let’s say that you only drive a limited amount –to and from your job at Lyon Work Space Products. You might qualify for a low mileage discount. Alternatively, say you got into several accidents in Fox Valley. These might count against you and lead to higher premiums. Installing a car alarm, cleaning up your DMV record, and opting for a higher deductible can all help you qualify for lower rates.

A Beacon on Aurora Homeowners Insurance

The average Illinois homeowner paid a $700 premium, according to 2007 numbers compiled by the National Association of Insurance Commissioners. This was substantially lower than the U.S. average of $822. Renters also had it pretty good –an Aurora, Illinois renter in 2007 could expect to pay around $165 for insurance. Of course, your renters and homeowners quotes will depend significantly on your neighborhood, the condition of your safety systems, and myriad other factors. To qualify for lower rates, consider paying off more of your mortgage. Insurance companies reward homeowners who have less debt on their homes because they believe these homeowners will take better care of their properties. Fire risks and risks associated with weather damage can jack up your rates. So mitigate against these risks by installing better security and weatherproofing. Also, get rid of that trampoline. Dangerous toys like trampolines can bounce up your insurance rates significantly, believe it or not.

Lighting Up Your Search for Aurora, IL Insurance Quotes

Whether you work in the Illinois Technology and Research Corridor or own a home on the East Side, you need to source the best Aurora insurance quotes. Light up your search with the help of NetQuote. Fill out our free online questionnaire one time to get quotes from five or more insurance companies (from a pool of over 100 insurers). Cross compare different insurance options, and use our free online resources to make sense of the data and choose the best coverage for your needs and budget.

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