Each spring when the Masters Tournament sets in motion, thousands stand silent watching and waiting until they can witness the champion unite with his green jacket. But when the fun and games are over and it's time to hit the road, drivers in The Peach State best hope they're surrounded by those with insurance protection. One out of every seven drivers in the United States is believed to have no auto insurance, according to the Insurance Information Institute (I.I.I.). Supplementing your Augusta insurance policy with uninsured and underinsured motorist coverage ensures your medical expenses are paid if you are injured in an accident caused by a driver with little or no liability coverage or by a hit-and-run driver. Without these coverage you could be financially responsible for your medical treatment. The amount of coverage you purchase is ultimately a personal choice. You'll want to take into account your personal income and the number of family members that are frequently in your vehicle. Keep in mind that even if you purchase hundreds of thousands of dollars in coverage, you'll probably be paying only tens of dollars every six months, Allstate Insurance Company points out. Driving without insurance is a precarious endeavor yet approximately 14 percent of U.S. citizens are willing to take that risk. With that being said, it would be wise to inquire about this valuable coverage when you're shopping for Augusta insurance quotes and safeguard your family.
Increase Your Security for Savings
Georgians paid an average of $724 for homeowners insurance in 2007, nearly $100 less than the U.S. average of $822, according to the I.I.I. But residents of The Garden City of the South could see lower Augusta insurance quotes by taking advantage of discounts. You might already know that homes equipped with home security systems, smoke detectors and sprinkler systems generate savings on homeowners insurance, but you might not realize that many insurers will reduce your premium if your community is involved with a neighborhood watch program. Be sure to inform your Augusta insurance agent about changes made to your home's structure. Homes outfitted with storm shutters will commonly procure a discounted premium as will a new roof made of weather-resistant material.
A Peach of a Plan
There are several ways to lower your Augusta insurance quotes. For instance, increasing your deductible, combining coverage and including your spouse in your insurance plan will procure a lower premium. Senior citizens oftentimes receive discounts on auto insurance as do those who complete a driver's safety course, but comparison shopping is the best way to locate a great rate. Collect Augusta insurance quotes by calling around, stopping by local agencies, or by taking advantage of a free service like NetQuote. Calling and visiting local insurers can be time consuming and, let's face it, with so many exciting things to do who would want to? At NetQuote, insurance finding is our business. With our services you can get multiple quotes from competing providers offering the insurance coverage you want. Just fill out a simple form and you'll have quotes to compare in no time.