If you get a little resentful about all the retirees moving into the Sunshine State, you wouldn't be the first. But you don't have to get ornery about the future. You might also watch your kids play on the beach and think, How do I make sure they've got so little to worry about years from now? Florida life insurance is your solution. Learn how the perfect Florida life insurance quote is easy to find.
The Foundation of a Plan
Whole life or term life: this is where most Floridians begin. Before you get into more specific searches, it helps to know these types of policy. Whole life will last your entire life, as long you pay your premium, and you can borrow against the accrued cash--maybe for a timeshare, maybe for a golf membership. With term life, you and the insurer agree on a defined period for the policy. You may find this useful to run until your kids are Gator, Hurricane, or Seminole graduates. For costs, there are some parts of your profile that control your Florida life insurance quote for term and whole life policies. If you're a 43-year-old Florida man, you'll usually pay more than a 28-year-old. If you smoke a pack a day, expect a higher premium. Secretaries and stockbrokers might see different quotes.
Miami Whole Life
Getting sun on South Beach can actually improve. How? Find a great Florida life insurance quote that provides some long-term stability. A 33-year-old Miami woman looks for whole life coverage. She's 5'2'' and 113 pounds. For a $700,000 policy, her annual premium is about $802 if she has a hazardous job. If not, that number will fall.
Term Policy in Jacksonville
Though the woman's general profile and Jacksonville address are different, the real change here is the $700,000 policy she wants is for term life. If she's smart about looking for a Florida life insurance quote, her premium will be around $459.
For some deep-sea fishing, it helps to have a boat, or at least a buddy willing to take you out for the day. Imagine, though, if someone brought the ocean to you. In a sense, that's what NetQuote.com does with life insurance shopping. This service will compare quotes for you, for no cost, so that you can find the Florida life insurance quote that suits your family. It's a catch you can tell everyone about.