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California Life Insurance: A Brighter Future

California has long been a dream place to live, from the Gold Rush through to Hollywood. But dreams, just like their originators, come of age. Faced with the realities of modern California, and the desire to give your kids a chance to become the next Julia Roberts or Tom Hanks, California life insurance is more important than ever. Start planning for the future with a California life insurance quote.

California Calculations
First things first: what kind of policy do you need? The most common are whole life and term life. With whole life, you choose a permanent policy–it’s in effect for your entire life, and builds cash value. You could borrow from it later for summer vacation in Tahoe. Term life is in effect for a pre-defined term, such as until your kids finish up in the Los Angeles Unified School District, or graduate from University of California, Davis. As far as costs, some factors influence your California life insurance quote for either type of policy. A 40-year-old California man will usually pay more than a 25-year-old. Marlboro smokers pay more than non-smokers. And lawyers and farmers might get different quotes.

Los Angeles Term Life
With the price of Lakers tickets these days, you’ve got better things to spend your money on. In the City of Angels, a 30-year-old woman can find a good deal by shopping for a Los Angeles life insurance quote. If she is 5’2” and weighs 110 pounds, and seeks a term life policy worth $1,000,000, she might find a premium of about $568 a year.

Sacramento Comparison
And yeah, you can drive up to Lake Tahoe for ski season or to hang out in the summer sun. But you’ll still need life insurance. In Sacramento, a 30-year-old woman at 5’2” and 110 pounds wants a whole life policy and goes to find a California life insurance quote. The Sac-Town woman will pay about $835 a year for this coverage–and that assumes a good profile. If she’s a smoker, everything changes–to the tune of about $2,040 each year.

The Golden State Rule
In San Diego, San Jose, or Baker, the process for saving money is the same: shop for multiple quotes until you find the right California life insurance quote. can make the process easier by comparing quotes for you. You’ll avoid the work and still get great coverage.

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