A firestorm of growth has overrun the Maricopa County city of Peoria, Arizona over the past two decades. From 1990 to 2000, the city increased its population by a whopping 114%. Today, over 140,000 residents live in what Money Magazine in 2008 dubbed one of the top 100 Places to Live in the U.S. The city's blazing progress (its name translates literally to "Prairie Fire") has challenged city structures and local residents. In the midst of all of the change and chaos, you want to know how to shop effectively for Peoria, AZ insurance. Whether you need auto coverage for the car you use to commute to and from the Challenger Space Center, or you seek homeowners insurance to hedge against desert-related weather damage, NetQuote can help.
Peoria, AZ Insurance Quotes for Boomtown Drivers
Do you commute daily to the Seattle Mariners Training Complex at the Peoria Sports Complex? Do you spend a lot of time crisscrossing the state on Interstate 10? In either case, you need solid Peoria, AZ insurance quotes for your automobile or truck to keep you on budget. To compare insurance quotes, you need to take a lay of the land, much like a desert surveyor scopes terrain before digging a well. In Arizona in 2007, the average premium was $873 for auto insurance, according to the National Association of Insurance Commissioners. This was nearly $100 more than the U.S. average of $795. Arizonans paid $490 for liability, $303 for collision, and $203 for comprehensive.
As of February 2010, Copper State residents were required to carry both property damage insurance ($10,000) and bodily injury insurance ($30,000 per accident and $15,000 per person). These minimum rates are not particularly strict when compared with other states' minimums. But policies can still get expensive unless you take measures to keep them under control. Here are some ideas: clean up your driving record (if you can go back in time and not get into an accident or not get ticket, that would be helpful); and apply for low mileage, good driver, or good student discounts. Take a defensive drivers course. And boost your credit score over the long term.
Peoria, AZ Insurance Quotes
If you are a new homeowner in Peoria, you are already spending time researching how the Desert Lands Conservation Ordinance and Drought Contingency Plan might impact you. To protect your assets, it behooves you to look into Peoria, AZ insurance options for your home. Here are some statistics to help you out. In 2007, according to the National Association of Insurance Commissioners, Arizonans paid $634 on average for homeowners insurance and $200 for renters insurance. These numbers are pretty low, comparatively. Consider nearby Texas. Texans in 2007 paid an average of $1,448 for homeowners insurance --well more than twice the average Arizonan's premium. This isn't to say that the desert is particularly easy on Peoria homes. Windstorms, torrential rains in the winter, and fire hazards can all challenge homeowners. Also, theft and premises liability related matters can cost policyholders a pretty penny. To get your rates down, consider paying off more of your mortgage, getting rid of dangerous possessions like trampolines, and opting for higher deductibles on policies.
Comparing Peoria, AZ Insurance Quotes to Make Better Choices
Whether you teach at the Peoria Center for the Performing Arts or volunteer on the Desert Lands Conservation committee, you want a sound way to compare insurance options. NetQuote provides two excellent benefits. First, our online questionnaire gets you quotes from five or more insurers. A typical questionnaire runs around 115 questions. Normally, to get five quotes, you would need to fill out five independent questionnaires --for a total of 575 questions. With NetQuote, you answer one questionnaire and get all these different quotes. Second, NetQuote allows you to compare insurance quotes side by side. This kind of "apples to apples" comparison-shopping gives you a broader vantage and empowers you to make smarter long term decisions.