Protect Your Possessions with Mobile Home Insurance
Whether you call it a mobile home or manufactured housing, the place you live is full of the possessions that you've worked hard to acquire and that you want to safeguard. But do you have the financial protection in place that will allow you to replace those important possessions if your home is destroyed in a fire or if thieves or vandals break in? Mobile home insurance is your first line of financial defense when something happens to destroy or damage your home and its contents.
You may hesitate to purchase mobile home insurance because you worry about the expense. But when you shop around for policies and for rates, you can find the coverages that you want at affordable prices.
The Basics of Mobile Home Insurance
Your mobile home insurance policy should cover your home and its contents from a variety of perils, including fire, theft, vandalism, and damage from weather events like windstorm and hail damage. But you'll need to check any policy you're considering carefully for exclusions. For example, standard homeowner's policies exclude payment for damage from floods or earthquakes. To get that financial protection you'd have to buy separate policies or riders.
Remember that any type of mobile home insurance policy is usually in effect only when your home is located on a site. If you want to move your mobile home to another location, you may need to get an additional mobile home insurance policy or a rider on your existing policy.
Any homeowner's policy you're considering should also have general liability coverages, which will protect you financially if someone is accidentally injured while in your home or on your property. Liability insurance will pay for medical expenses for the injured person and will help cover legal fees and/or damages if the injured person sues you.
Get Great Rates on Mobile Home Insurance
If you're ready to shop for insurance for your mobile home, think netquote.com for the fastest, simplest way to get competitive quotes. It takes just a few minutes to fill out the form on the netquote.com webpage. Once you've submitted it, you'll get back quotes from several of the top insurers in your area. You can review the quotes and the policies and choose the one that best fits your needs. Netquote.com is the easy way to get the protection you need for your mobile home and its contents.
See how much you could save today on your home insurance. Get your free home insurance quotes today!