Home Insurance Information
If you're like many Americans, your home is your largest asset and home insurance is a top priority. However, protecting it against damage doesn't have to cost a fortune. NetQuote's free service can help you save money on home insurance by providing you with competitive quotes from five different companies. Since 1989, NetQuote has helped over 10,000,000 people get the insurance coverage they need.
How to Save Money on Home Insurance
If you're concerned about the cost of home insurance, raising your deductible can help save you money. Raising your deductible from $500 to $1,000 can reduce your premiums by as much as 25 percent. However, if you live in an area of the country that is prone to natural disasters, you may have a separate deductible for this type of damage. For example, if you live in California your home insurance may have a deductible designated for earthquake-related damage.
Seeking out discounts is also a good way to save money on your homeowner's insurance. You may be eligible for a reduced rate if you buy your home and auto policies from the same insurer. You could be eligible to receive a discount for making improvements, such as adding storm shutters or buying stronger roofing materials to make your home more disaster-resistant. Installing smoke detectors, burglar alarms, or dead-bolt locks could also save you money on your home insurance premiums.
Have Good Credit
Many people are surprised to learn that their credit rating can affect their home insurance costs. Paying your bills on time and limiting credit card debt can often result in substantially lower home insurance premiums. You may also want to obtain a copy of your credit report to ensure that the information is correct.
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