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Small business insurance important in up, down economy

There are a number of ways to protect a business from potential threats, expenses

A recent survey by a small business insurance specialist revealed that Americans running small firms across the country are increasingly worried about business.

Roughly 65 percent of small decision makers are up a night considering potential problems or issues facing their operations, revealed the opinion poll.

Layoffs, cutting costs and eliminating unnecessary expenses are among their concerns.

However, one way to prevent some of the added stress is to ensure small business insurance coverage is meeting all the company’s needs.

An article for highlights the importance of small business insurance. “Insurance coverage is like vaccination against disease,” the article states.

In addition to traditional coverage, the article suggests business interruption coverage or malpractice and omissions coverage for certain companies.

For small businesses with one or two key employees or owners, the article says key person or life insurance coverage may be a smart move to ensure funds are available to keep the enterprise up and running in the case of an unforeseen accident.

Learn more about business insurance from NetQuote — get your free business insurance quotes today.

Posted: May 15, 2009

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