Protect Your Financial Well-Being with Registered Nurse Insurance
You wouldn’t risk your patients’ health and safety by caring for them without the right medical instruments and equipment. But if you don’t have nursing liability insurance, you’re risking your own financial health and safety. Having adequate registered nurse insurance in place can protect you financially if someone brings a lawsuit or administrative action against you.
If you think that you can’t afford nursing liability insurance, it may be time to reconsider. Could you afford the thousands of dollars it could cost to defend yourself against one lawsuit? If you have registered nurse insurance, that wouldn’t be a worry. Are you willing to take a risk with your personal assets if a court judgment goes against you? If you have the right registered nurse insurance coverage in place, that shouldn’t be an issue.
What if your employer’s has gaps in theirinsurance coverage? Wouldn’t you want to stay protected? Here are some reasons why you need to have professional liability insurance:
- Coverage for when you engage in vounterring, moonlighting or other self-employeed activities
- Coverage for lost wages or licensing board hearing reimbursement
- Lawsuits filed after you have left or terminated your employment.
- Policy limits that might not protect you or your co-workers
Nursing liability insurance doesn’t have to take too big a bite out of your bottom line. If you shop around and compare policy coverage and policy rates, you may be surprised at how affordable this kind of insurance protection can be.
Cutting the Cost of Nursing Liability Insurance
The premiums that you’ll pay for registered nurse insurance will vary according to several factors. How long have you worked as a nurse? What kind of additional or specialized training do you have? Have you had any liability claims filed against you previously? What was the outcome?
You may think that you can save some money by relying on the nursing liability insurance coverage that you get through your employer. That’s not a good bet, since it may not offer the protection you need if you’re sued as an individual. For your best protection, get your own registered nurse insurance.
Fortunately, there’s an easy way to shop for cost-effective registered nurse insurance. Just go to netQuote.com, fill out the quote request form and you’ll get back–within just a few days–quotes from several insurers in your area.
With netQuote.com you skip the time-consuming steps of calling around to insurance agents and repeating the same information about your nursing position over and over. Once you’ve provided information about your insurance needs, netQuote.com will put you in touch with companies that offer the kind of insurance that you are looking for and that want your business. It really is that simple.
Protect your financial well-being with the right insurance tools. Go to netQuote.com today to find great policies at great rates!
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