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A Look at Occupational Therapist Insurance

You became an occupational therapist because you wanted to help people recover from injuries or illness and help them get to the point where they can do as much possible for themselves. But are you doing everything that you can to protect yourself from financial disaster? If you don’t have liability and malpractice insurance for occupational therapists, you’re leaving yourself wide open for financial injury.

It’s unfortunate but true: in this day and age, having good occupational therapist insurance in place is a financial necessity. While professional liability and malpractice insurance for occupational therapists can be expensive, there are ways that you can reduce the costs of your coverage. One of the most effective ways to save money on liability and malpractice insurance for occupational therapists and other types of occupational therapist insurance is to shop around and compare rates and policy coverages.

Why You Need Occupational Therapist Insurance

In an ideal world, all of your patients would appreciate the work that you do on their behalf. In today’s litigious society, however, patients who think you could have done a better job in providing therapy–or who think that you have somehow injured them during therapy sessions–may be all too willing to file a lawsuit claiming injury. Liability and malpractice insurance for occupational therapists will help protect you financially by paying for attorneys’ fees, court costs and even legal judgments against you.

Think of it this way–wouldn’t you rather have occupational therapist insurance coverage than bear those costs yourself? If you don’t have the right financial backup, you could end up paying thousands of dollars out of your own pocket. Your worry over a lawsuit could also end up impacting the care that you give to other patients.

Occupational Therapist Insurance Coverage Include:

  • General Liability Insurance
  • Property Insurance
  • Malpractice Insurance
    • Professional Negligence
    • Poor workmanship or improper care
  • Business Owner’s Policy (BOP)
  • Workers’ Compensation Insurance
  • Cyber Liability Insurance
  • Umbrella Liability Insurance
  • Commercial Auto Insurance

Find Affordable Occupational Therapist Insurance

It’s not as hard as you might think to find the professional liability and malpractice insurance for occupational therapists at rates that you can afford. All you have to do is remember this website:

Choose business insurance when you go to the site and fill out the appropriate form for occupational therapist insurance. Then relax. Within a few days you’ll get back quotes on the insurance you need from several of the leading insurance companies in your area. Review policies and premiums, make your choice and you’ll have the protection you need.

Don’t let a lawsuit derail your career as an occupational therapist. Rely on to help you find affordable insurance coverage that will allow you to stay in business and keep assisting patients.

See how much you could save today on your insurance. Get your free business insurance quotes today!

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