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Architects Insurance Protects Your Practice

You face professional risks every day whether you spend your days designing home additions or multi-story office buildings. Even a small error in judgment–maybe you recommended a certain type of heating system that proved ineffective–could cost your clients tens of thousands of dollars. In this day and age, their dissatisfaction could result in a lawsuit. If that happens and you don’t have liability insurance for architects as part of your architects insurance package, you could be facing financial disaster.

Architect liability insurance is a necessary but expensive part of your architects insurance coverage. So you’ll want to make sure that you get the best possible coverage at the lowest possible rates. Shopping around and comparing policies and premiums is the way to do it.

The Basics of Architects Insurance
Architect liability insurance is also called errors and omissions insurance, since it covers you financially if something that you’ve done professionally–or something that you’ve failed to do–causes harm to someone or someone’s property.

Liability insurance for architects will cost you thousands of dollars each year; the cost depends on several factors, starting with the amount of coverage that you need. Policy limits on the professional liability portion of architects insurance can run from $500,000 to $5 million or more.

Insurers sell errors and omissions insurance on a claims-made basis, meaning the policy must be in effect at the time that someone makes a claim against it. So even when a building is complete, it’s wise to carry your policy for at least a few more years clients may make claims at any time). When you’re pricing architect liability insurance, ask what the cost will be not only for the first year but also for the years after the project is complete.

Finding the Best Architects Insurance Rates
You can spend a lot of time looking for great rates on architects insurance–calling around to various agents, filling out lots of duplicate forms. But if you’d rather spend your time on other tasks, try to get your insurance search started. is easy to use–just fill out the form about your practice and about the insurance you’re looking for. does the legwork for you, contacting agents on your behalf and providing you, within a few days, competitive quotes on your insurance from several of the leading insurers in your area. is the fast and effective way to get the insurance protection that you need to keep your practice financially protected.

See how much you could save today on your insurance. Get your free business insurance quotes today!

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