Quick Tips from Your Insurance Specialists

The 6 Secrets of Working with Contractors
Home construction is an exciting time - there's no need to make it more hectic than it already is by hiring a contractor who's not right for your job. But where do you find a contractor, and how do you get exactly what you want? Read our list of secrets for avoiding the contractor blues.
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To Grill or Not to Grill
Backyard grilling is a given once the weather warms up and the nights stretch out longer. Grilling safely takes just a bit of preparation, so read through these 7 tips to make sure your family stays healthy and happy all summer long.
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Risky Behavior Affects Life Insurance Rates
You may love skydiving, bungee jumping or swimming with sharks, but these activities can wreak havoc on your life insurance rates - if you're approved at all. Take a look at the following risky situations and understand your unique insurance situation here.
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Auto Insurance
Homeowner’s Insurance
Health Insurance
Group Health Insurance
Life Insurance
Renter’s Insurance
Business Insurance

Q: What is an umbrella policy and why do I need one?


A: An umbrella policy is an inexpensive insurance policy that provides liability coverage above and beyond what your auto and home policies can provide on their own.

You may be wondering why you would need additional coverage, but consider this situation: What if someone sues you as a result of an accident involving your car or personal property, but your auto and home liability limits are exhausted? As the terms of the suit are made clear, the courts could come after your assets to satisfy the judgment. Your home, personal property, even financial investments are targets. An umbrella policy would provide you with extra coverage making it less likely that your assets would be seized for any reason.

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