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November 2006  
Cell Phone Driver Arrive Alive: 10 Cell Phone Tips for Safe Driving
Cell phones have revolutionized the way we interact. They save lives in emergencies, keep families in touch and make the farthest places on earth as close as the neighbor next door. But they also pose a serious driving hazard: cell phones are the worst of all driving distractions. Since cell phones are here to stay, take a look at these ten simple ideas that will make your driving safer.
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hostess with guest

The Hostess with the Mostest: 10 Secrets to Holiday Guest Prep
Don't you love the Holidays? The air is crisp, you get to spend time with your relatives and friends, and even strangers are friendly. But even with all this holiday cheer, it's easy to become stressed if you're hosting guests. Holiday guest-stress can ruin a wonderful time of the year, so read on for 10 easy ways to be a super hostess and maintain your sanity.
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Not This Year: 7 Tips for Avoiding Holiday Weight Gain
For those of us watching our weight, the holiday season is the most dangerous time of the year. From the start of Thanksgiving until the last Superbowl party ends, the feast seems unending. Is it possible to enjoy the festivities without packing on the pounds? Of course! Believe it or not, you can avoid adding inches to your waistline without passing up all the fun. Take a look at these seven simple tips for holiday weight control and you'll greet every social engagement with new-found confidence.
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Present

Office Secret Santas - 8 Gift Ideas that are PC and Easy
It's time for the annual office holiday party, and with all the fun and merriment comes the yearly head-scratcher: what Secret Santa gift should you buy? It's likely you don't know your recipient well and trying to find an appropriate gift that is fun, unoffensive, and cost-effective isn't always easy. Don't stress! Here is a list of gift ideas that are smart, simple and should be received with a smile.
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Ask the Expert

Questions on HSA'aAre HSAs (healthcare savings accounts) a good way to save money on health insurance for me or my family?

HSAs can be a very effective way to help control your overall health care costs. Recent surveys show a great level of dissatisfaction with "consumer driven" healthcare and HSAs; however, often the dissatisfaction stems from entering into HSAs without full knowledge of what they really are and how they should be used.

HSAs Defined
HSAs were created by the Medicare bill signed by President Bush in 2003. They are an alternative to traditional healthcare insurance and are designed to help individuals or families save for future qualified medical expenses on a tax-free basis. You must be covered by a High Deductible Health Plan (HDHP) to take advantage of HSAs.

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Keys to Finding Affordable Health Insurance

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