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Quick Tips from Your Insurance Specialists

October 2006  
Snow Tires Snow Tires - Do You Really Need Them?
For those living in Snow Belt areas, you've already had a taste of winter's rapid approach. With real winter weather just around the corner, you're probably already considering how to get your car winter-ready. Driving conditions can be extremely hazardous when snow begins to fall and the tires you choose for your car play a vital role in your safety. Are snow tires really necessary? See for yourself.
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  Get Auto Insurance Quotes
Winter Home

Winter Storm Damage - 12 Easy Ways to Protect Your Home
Winter storms can be extremely damaging to your home. The estimated cost of damage from winter storms is estimated at over $1 billion per year, according to insurance industry experts. As fall arrives, take time to prepare for the season to come with important damage-prevention activities. Make sure these items are on your fall to-do list.
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  Get Homeowners Insurance Quotes
Breast Cancer Ribbon

Breast Cancer: Five Life-Saving Tips
October is national Breast Cancer Awareness Month. Although the news from health researchers seems to offer the promise of an eventual cure, women should continue to follow these preventative and early-detection tips to minimize their own risk. The earlier breast cancer is found, the higher your chances of long-term survival - take two minutes now to make sure these tips are part of your routine.
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  Get Health Insurance Quotes
Bowl of Apples

Keeping the Doctor Away: What an Apple a Day Can Do For You
We've all heard the old adage, "An apple a day keeps the doctor away." But, is it true? Maybe so! Apples offer a wealth of health benefits while also tasting great. Read how fall's favorite fruit keeps you healthy - and, get the perfect apple crisp recipe you've been looking for.
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  Get Life Insurance Quotes
 
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Ask the Expert
Steven DiClemente
Steven DiClemente, State Fund President and CEO
Can I share renter's insurance with my roommates or do we all need separate policies?

This really depends on insurance company requirements and your state's laws. When planning to purchase renter's insurance, be careful. With most companies, if you are planning to rent with a roommate, each person will need to have his or her own policy. In some areas, you can shop for a joint policy that allows both roommates to be included, but it can be dicey if a roommate moves out or a substantial loss occurs.
Read more


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