Eugene, Oregon, a.k.a. the Emerald City, boasts the University of Oregon, the original corporate headquarters of Nike, and a variety of quirky local traditions, such as the Saturday Market, the Oregon Bach Festival and the famous SLUG Queen Coronation. With all the idiosyncrasies of Oregon's second biggest city, you might think that it might be difficult to identify simple and easy Eugene insurance options. For some people, unfortunately, sourcing quality quotes can be more strenuous than kayaking through Willamette Valley. The good news is that NetQuote can simplify your Eugene insurance search.
Eugene Insurance Quotes for Interstate Truckers and Local Organic Farmers Alike
Whether you spend your afternoons lovingly cultivating organic foods to sell off at the Lane County Fair, or you earn your living shipping massive amounts of goods via Interstate 5 and Interstate 105, chances are that you need solid and comprehensive auto insurance options.
According to Oregon State Law, drivers must carry $50,000 for bodily injury (per accident), $25,000 bodily injury (per person), and $20,000 per property damage liability. In addition, drivers have to have uninsured motorist coverage and Personal Injury Protection (PIP) to cover loss of earnings, rehab, medical bills, and funeral expenses. According to the National Association of Insurance Commissioners (NAIC), in 2007, Oregonians paid an average of $723 for auto insurance. Compare this number to the average US expenditure of $795. Whether you drive 100 miles a month on Route 99, or you spent most of your time biking and hiking, you can take concrete steps to get your rates down. First of all, you could take a defensive drivers course, opt for a higher deductible, and try to get a good driver discount. Over the longer term, try to clean up your DMV record and get your credit score up.
Engineering Eugene Insurance Options for Homeowners and Renters
Whether you live in a cabin near the McKenzie River or you own a condo within a stone's throw of the Maude Keerns Art Center, chances are that you need some kind of homeowners or renters insurances. Fortunately, Oregon is the third cheapest place to buy homeowners insurance, at least according to NAIC numbers from 2007, which suggest that the average OR homeowner paid just $496 per premium. Compare this to the average US expenditure, which was $822. That said, Eugene presents a challenging climate: cold winters and near-constant precipitation during the spring and fall. Wet weather can create molding problems, particular in older houses. Consider improving the integrity of your home by doing things like installing smoke detectors and sprinkler systems, bolstering your security system, eliminating hazards from your property, and adding weatherproofing to protect against rain damage.
Eugene Insurance Quotes that Even the SLUG Queen Would Adore
Whether you are in the market for auto, home, life, health, business, or other kinds of policies, you gain a tremendous tactical advantage if you shop around for quotes from different high caliber insurance companies. Here at NetQuote, we provide free access to Eugene insurance quotes from a pool of over 100 reliable companies --names you've heard of. Fill out our online questionnaire. NetQuote will return 5+ quotes for you to peruse side by side. (Normally, to get five quotes, you'd have to fill a questionnaire for each individual company, which could eat up a tremendous amount of your time --time you'd no doubt rather spend sampling culinary creations at the Asian Celebration or picnicking with your family in Alton Baker Park). Look to NetQuote to make your search for insurance simpler, easier, and more on point.