Rochester, New York is known as The Flower City, and with tulips, hyacinths, azaleas, roses, peonies, and more pretty posies popping up all over it's clear it lives up to its name. And in 2010, Rochester was hailed the third best place to raise a family by Forbes and the eighth best mid-sized metropolitan area for college students in the United States by the American Institute for Economic Research. With so many wonderful features sprouting around Rochester it's disappointing when criminal activity develops. For instance, there were 11,130 property crimes and 1,262 motor vehicle thefts in Rochester in 2008, according to the FBI's Crime in the United State report. This gives a little insight as to why it's pricy to insure your home and vehicle in The Empire State. But don't fret; there are ways to cut the cost of your Rochester insurance quotes.
Get More Green: Auto Insurance
New Yorkers paid an average of $1,047 for auto insurance in 2007, according to the Insurance Information Institute (I.I.I.). Not only is vehicle theft a factor for costly Rochester insurance quotes, but so is congestion. If you make the most of Rochester Genesee Regional Transportation Authority's services on a regular basis you can reduce your vehicle's annual mileage and save on gas, car maintenance and your auto insurance premium. If you must drive, safeguard your vehicle with an anti-theft device and tracking device and your Rochester insurance provider likely reduce your rate. Keep your credit score and driving record in check, and take a driver's safety course to save more money.
Weed Out Your Worries: Homeowners Insurance
The average cost of homeowners insurance for New Yorkers in 2007 was $936, the I.I.I. asserts. If your homeowners insurance is tightening your budget, utilize the discounts available to you. For instance, a home security system can keep you safe from burglars and reduce the rate on your homeowners insurance to boot. If you're close to a fire station and fire hydrant the likelihood of losing your home to a fire lessens as will your Rochester insurance quotes. Insure only the structure of your home as the land will remain even if your house is completely destroyed. Opt for a higher deductible and minimize the number of personal items you want insured if you'd like to pay less for your premium.
Roc City Resources
Whether you like to live it up late night on the East End or you roll out of bed bright eyed and bushytailed at 4 a.m., NetQuote's insurance finder services are always available. You can avoid traditional methods like cold calling or visiting local offices to gather Rochester insurance quotes by stopping by NetQuote.com one time. Fill out one short form and we'll match you with several Rochester insurance providers that offer the coverage you need.