The quirky, unincorporated city of Enterprise, Nevada has exploded (demographically-speaking) over the past two decades. As of the 2000 Census, around 15,000 people lived in town. By 2008, the number had shot up to nearly 80,000. Who knows what the 2010 Census numbers will bring. If local reports are to be believed, Enterprise's precipitous population growth will continue. With so many businesses and individuals flocking to Clark County to set up shop and build homes, what might this influx imply for individuals searching for quality Enterprise insurance options? Will the demographic boom create opportunities for homebuyers looking for cheaper insurance options? Or will the market be so glutted that residents will face skyrocketing costs? The only way to find out for sure is to take a look at the data --that is, to source your very own Enterprise insurance quotes and cross-compare the numbers. Thankfully, NetQuote can provide this information and help you simplify your search.
Arriving at Enterprise and Insurance Options for Car and Truck Drivers
As any long-term Clark County resident will tell you, the art of risk assessment must be grounded in analysis. Local casinos don't rake in profits year after year accidentally. They purposely construct games that they can win. To improve your odds of getting solid auto insurance rates, you first need to know some facts. According to NV law as of February 2010, Nevada residents must carry minimum liability for bodily injury of $30,000 per accident and $15,000 per person. They also must carry property damage liability to the tune of $10,000. As of 2007, Nevada was the eight most expensive state for auto insurance. The average driver paid $1000 per premium --that's $205 more than what the average US drive paid. Breaking these numbers down further: Nevadans paid $645 for liability, $345 for collision, and $138 for comprehensive.
To save money on your Enterprise insurance, consider reducing your mileage to qualify for a low mileage discount, taking a defensive drivers course, cleaning up your Nevada DMV record, and opting for a higher deductible. If you have the time and wherewithal, clean up your credit score, too. Over the long term, this can help you get better deals on insurance across the board.
Don't Roll the Dice on Enterprise Insurance Options
According to the National Association of Insurance Commissioners figures from 2007, Nevadans paid $695 for an average homeowners premium --significantly less than the average US expenditure of $822. With developments shooting up all over the place in Enterprise, insurers may be confused about what to charge. Make your home more appealing to them by paying off more of your mortgage (to show that you are serious about being a good proprietor), opting for a higher deductible, improving security at your place, and installing anti-fire measures like smoke detectors and sprinkler systems.
Source Better Enterprise Insurance Quotes
As local poet T.S. Elliot once said, "we must be still and still moving." Okay, T.S. Eliot was never an Enterprise resident. But his admonition from the early 20th century still rings true for Enterprise insurance seekers. Given all the hustle associated with the city's recent expansion, it pays to spend time to mitigate against risks. To that end, trust NetQuote to source reliable quotes. Fill out one online form and get five or more quotes back from a pool of 100 + insurers. Then cross compare quotes to find packages that mesh well with your needs and risk tolerance.