Living the Good Life: St. Louis Park Insurance Quotes

With its 51 parks and limitless trails, life here is literally a walk in the park. According to the 2008 Decision Resource residential survey, 97 percent of the 45,465 St. Louis Park residents rated the quality of life in the city as either "excellent" or "good." With a nationally renowned school district, close proximity to the most attractive amenities in the Twin Cities, and a multitude of family-friendly activities, it's no wonder residents speak so highly of St. Louis Park.

Supplementing Your Policy

Drivers in Minnesota are required to have personal injury protection, liability, uninsured, and underinsured coverage. Additional Minnesota auto insurance coverage that may appear on your St. Louis Park insurance quotes are collision or comprehensive. Collision covers the damage to your vehicle if you are in an accident with another vehicle or object, and comprehensive coverage is useful in cases involving fire, theft, falling objects, or an accident involving a deer. More than likely, your lien holder requires these additional coverages. These coverages raise policy premiums but could be extremely beneficial in the event of an accident, especially if you're driving an expensive newer car.

Insurance quotes for auto policies will be assessed using your personal information such as your driving record, age, gender, marital status, location, and the type of vehicle you drive. If you are a good student, insuring a good student, or planning to combine your auto and homeowners insurance, you could find significant savings on your St. Louis Park insurance quotes. And, seeing as every school in St. Louis Park has been named a National School of Excellence, chances are that good student discount will apply to your policy.

Going to Extremes

Residents in and around the Twin Cities experience heavy snowfall, rain, tornadoes, and derechos that sometimes cause floods, property damage, and/or property loss. With that in mind, you may want to find Minnesota home insurance coverage for possible damages caused by these extreme weather conditions when looking for St. Louis Park insurance on your home. If you wish to buy flood damage insurance you will need to acquire it from the National Flood Insurance Program


Insurance Discounts in St. Louis Park

There are many ways to receive discounts on your St. Louis Park insurance. Examples of how to save on your Minnesota insurance: secure your home with burglar alarms, deadbolts and smoke detectors; combine insurance policies; or raise your deductible. Free services like NetQuote can find you a manifold of insurance rates from numerous companies that fit your needs.