Daytona Beach is a fast town. And it's not just the Rolex 24, NASCAR, and Daytona 500 races that make it fast. It's the perpetual hoards of college students who pour into town on Spring Break. It's the fast moving storms, like Hurricane Floyd, Hurricane Frances, and Hurricane Charlie, that periodically blast through the beach community, leveling residences and office buildings and generally scaring people — particularly insurers — and causing carriers to jack up their Daytona Beach insurance rates.
Whether you are a NASCAR official, a beach pavilion owner who caters to spring breakers, or an executive at the United States Tennis Association, you desire consistent and easy to compare Daytona Beach insurance quotes to improve your coverage, plan your budget, and eliminate as many risks and uncertainties as you can given the hurly-burly nature of your hometown. This article offers relevant statistics and surprising advice to help you on your quest.
Race Your Way to Daytona Beach Insurance Savings
Whether you are a sports car owner who fancies himself a future NASCAR champion or a business owner who owns a small, slow, crummy van that you use for basic delivery service, consider that, in 2007, according to the Insurance Research Council, Florida ranked third worst in the nation for uninsured motorists. In fact, 23% — nearly one out of four – of FL drivers lacked coverage, and many more likely did not have enough insurance. According to the National Association of Insurance Commissioners, the average Florida driver paid $1,043 for auto coverage — nearly $250 more than what the average US driver paid ($795). And that's the average Florida driver, mind you, not a driver who has a low credit score, speeding tickets and accidents on his record, and a flashy sports car under his name.
Remember: the riskier an insurer perceives you to be, the higher your rates will be. To that end, to get the best Daytona Beach insurance quotes, be less risky. What does that mean? It means do things like install safety features in your car, such as air bags and daytime driving headlights. It means get your credit score up, reduce the amount of miles you drive, and choose a car that has a stellar safety record. It means be as safe as possible on the road. Don't drive while talking on a cell phone or drive under the influence of drugs or alcohol. And avoid driving during risky times — such as holidays, weekend nights, and any time when the Spring Break kids come to town.
Most people source a bunch of Daytona Beach insurance quotes, grab some coverage, and then forget to reassess their coverage for years. Don't do this. It is a costly mistake. Constantly refresh and reinvigorate your quest to get lower rates and optimized coverage, since pertinent factors about your life, driving habits, and even your risk tolerance will evolve.
Dialing into Deals on Daytona Beach Insurance Quotes
Dig up 5+ insurance quotes now from some of the top carriers in the US — name brands you know and trust — through NetQuote. Fill out our online quote form right now — it should only take you a few minutes, as opposed to the several hours it will take you to get comparable quotes from individual insurer websites. Leverage NetQuote to save money and time so you can do more fun things in your life, like catching up on your tanning time.