Full of culture and history, Stamford, Connecticut is actually the birthplace of the first insurance policy and company, and much of its local economy today still revolves around the insurance business. Despite this, however, annual insurance policy averages, including homeowner and auto, have steadily increased over the past few years. However, you can still find savings on Stamford insurance quotes by being aware of discounts available. Connecticut residents can save on their insurance in a number of ways.
Stamford Insurance Education Discounts
The city of Stamford is one of the most educated areas in the US; in fact, it ties for first in the nation for highest number of adults with advanced degrees. Education comes off when purchasing insurance as well; many Stamford insurance companies, for example, offer auto discounts as much as 10 to 15% for high school and college students who maintain a B average, make the honor roll, or score in the top 20% of standardized tests.
With high education levels also comes a variety of professions. Many Stamford insurance companies offer Business and Professional discounts for those in certain professions, some of which include Educator, Engineer, Physician, or Law Enforcement, just to name a few. When getting your Stamford insurance quotes, be sure to consider this.
Save Through Safety
Even though Stamford ranked the 9th safest city in the nation in 2006 (placing it in the top 11 safest cities in the United States consecutively since 2000), you can still save on your insurance by taking certain safety precautions throughout your house. A few things to consider when getting Stamford insurance quotes include:
- Burglar alarms. Homes with burglar alarms enjoy lower homeowner insurance premiums. You can also get discounts if you have deadbolts.
- Smoke alarms/extinguishers. It pays to make sure your smoke alarms are in working order. Homeowner premiums are also lower for those who place fire extinguishers in their kitchens.
- Nonsmoker discounts. Fires caused by cigarettes and lighters make up a large portion of fire claims in Connecticut. As long as you or any member of your household has not smoked in the past 2 years, you can save on your insurance.
Senior Defensive Driver Savings
The median population in Stamford is slightly higher than many parts of the US, with nearly a third of adults over the age of 55. This can mean big discounts when it comes to auto insurance. Senior drivers can save a percentage on their car insurance if they successfully pass a defensive Driver's Education course that is approved by their Stamford DMV. In addition, homeowners who are 50 years of age or older can receive discounts on their homeowners insurance.
Comparing Your Stamford Insurance Quotes
Once you find out available discounts in Stamford, you can then go about collecting Stamford insurance quotes and then comparing them. You can do this by visiting a comprehensive site like NetQuote.comsimply enter your information and see a variety of quotes within seconds.