Known as the Jewel of Northern California, the City of Redding is surrounded on three sides by the Cascade Mountains and crossed by the Sacramento River. Like most Californians, Redding residents are eager to protect the natural treasures of their beautiful city, just as they protect their valuable homes and vehicles by shopping around for the right Redding insurance coverages.
Comparing Quotes on Redding Insurance
If you're in the market for homeowner's insurance, you should know that comparing several different Redding insurance quotes can save you some real money. A 2009 survey by the California Department of Insurance shows that premiums for $300,000 in coverage on a 7-to-15-year-old home in Redding can range from around $600 to $1600. Of course, your premium payments for your Redding insurance for your home will depend on several factors, including the age of a home and its type of construction.
The coverages you choose will also influence the cost of your insurance premiums. Standard homeowner's policies don't include flood insurance, but it is usually available for an additional cost. In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $5,000 (or 10 percent of your home's loss), as well as additional living expenses of $1,500. You have the option of declining this coverage, but if you decide to you want this coverage your premium costs will be higher.
When it comes to evaluating Redding insurance quotes for your automobile you should know that California residents pay an average of $800 in annual premiums, according to 2007 figures compiled by the National Association of Insurance commissioners.
California requires you to take financial responsibility for automobile accidents, but you have choices as to how you fulfill that responsibility. Most people carry insurance that includes the state's required bodily injury liability of $15,000 per person/$30,000 per accident and property damage liability of $5,000. The other options --a $35,000 cash deposit with the Department of Motor Vehicles or a $35,000 surety bond --require thousands of dollars in cash up front.
Redding Insurance Quotes: No Need to Waste Time
Redding's pedestrians and bicyclists enjoy crossing the Sacramento River to Turtle Bay Exploration Park via the Sundial Bridge. The bridge's support tower serves as the upright arm of a sundial, casting its shadow on a specially designed tile garden border to alert park visitors to the passing of time.
Fortunately, you won't have to worry about losing time when you use NetQuote.com to find Redding insurance quotes. Instead of calling insurance companies all over the city, you simply go to NetQuote.com, fill out one form, and let NetQuote contact insurers for you. You'll receive five quotes from top insurance companies in your area, and you can make your choice after reviewing them all. NetQuote.com makes insurance comparison shopping easy and convenient.