Best Tips for Saving on Your Downey Insurance

Downey, California, located in beautiful sunny Southern California, has a lot to be proud of. Residents enjoy the close proximity to Los Angeles, beaches, and plenty to see and do within an hour or two drive. Downey residents also enjoy lower than average crime rates --except for vehicle thefts.

When shopping for Downey insurance quotes for your car, you might find that living in an area with high rates of auto theft can drive your insurance rates up. And what's the fun of living in a beautiful area when auto insurance premiums gobble up so much of your paycheck there is hardly any room left over for fun?

Fortunately, there are plenty of ways to save on your Downey insurance. Saving money on your car insurance is easy if you know where and what to look for. These tips will help you get the best rates on your car insurance:

  • Purchase multiple insurance from the same company. Many insurance companies will discount your policies if you buy more than one type of insurance from them. So if you need renters or homeowner insurance as well, or if you already have it, consider purchasing all your insurance from the same provider and take advantage of their multiple policy discounts.
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  • Don't get tickets. Even one moving violation (i.e, a ticket for speeding, running a red light or stop sign, etc.) can end up costing you over $40 a month on your insurance. Avoiding tickets is a good way to keep your insurance down. Some insurance companies will also discount your policy if you have a good driving record, with no tickets of accidents for a specific amount of time.
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  • Take a defensive driving course. If you do find yourself with a ticket, California allows you to take an approved defensive driving course, which will erase the ticket from your record.
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  • Safeguard your car. You will enjoy a lower rate if you install anti-theft devices like car alarms on your vehicle. This is particularly true in areas that have high vehicle theft rates.
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  • Shop around for multiple quotes. Every insurance company will charge different rates. The best way to save money is to shop around and compare your Downey insurance quotes. This way, you know you're getting the best deal possible.

Finding Downey Insurance Quotes

A free, comprehensive site like will provide you with all the information you need to make an informed decision on the type of car insurance you need. It will also inform you of possible discounts you may be able to take advantage of. You can also get multiple Downey insurance quotes for free, then compare the rates. This will make shopping for your car insurance as painless and inexpensive as possible.