Group Health Insurance Glossary

Agent: An insurance professional who represents an insurance company. An independent agent is unaffiliated with any particular insurer and represents a range of companies. Either type of agent can provide group health quotes.

Broker: An insurance professional who represents the insured or policyholder. He or she can provide group health quotes.

Coinsurance: The percentage of your medical costs you'll have to pay after satisfying any applicable deductibles.

Co-payment: The amount you'll have to pay each time you visit a health insurance provider.

Deductible: If you're insured under an indemnity plan, the deductible is the amount you'll have to pay toward your medical expenses before the insurance company begins to cover your claims. This should be clearly spelled out in group health quotes.

Take the first step to choosing the right health insurance company for you - get your free group health insurance quotes today!