You may have thought in the past about buying your own nursing malpractice insurance but decided against it. It may be time to rethink that decision and find good professional liability insurance for nurses.
As a nurse, you're faced every day with situations where you have to make quick decisions about patient care. With cutbacks in staffing, you have to balance the needs of one patient against another; that often means helping one and making another wait for a few minutes. If something happens to that second patient during the time you're assisting the first, the second patient and/or family members could file a lawsuit against you. Without professional liability insurance for nurses you could be personally responsible for at least some of the costs associated with that lawsuit.
If you work for a hospital or another institution, they may provide you with some type of coverage for professional liability insurance for nurses. Even if the policy is a good one, however, you have to think about who it is designed to protect—the institution. It pays to have your own nursing malpractice insurance to ensure that you're getting all the protection you need, especially if you're named personally in a patient lawsuit.
Don't let the anticipated cost of nursing malpractice insurance deter you from getting the protection you need. You'll probably find if you do some comparison shopping for professional liability insurance for nurses that the rates are more affordable than you expected. Similar nursing malpractice insurance policies from different carriers can vary in premium costs by hundreds of dollars.
Looking for Affordable Nursing Malpractice Insurance
In the past, finding affordable professional liability insurance for nurses could be a time-consuming job—find the names of several different insurance agents, call them, discuss your needs and fill out similar forms again and again. But there's no reason to take that approach today.
Instead, go to NetQuote.com, fill out a rate request form and sit back and wait for quotes on your nursing malpractice insurance from several leading insurers in your area. Compare rates and coverage and make your selection. It really is that easy.
Don't let concerns about the cost of insurance stop you from getting the protection that you need. Go to NetQuote.com for a fast and effective way to get great insurance coverage at great rates.
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