With the wealth of consumer advice that's available on the Internet today, your potential customers are likely to be more informed about choosing a moving company. One recommendation they'll find on almost every site is to choose a company that has good moving company insurance. Can your moving business insurance stand up to scrutiny when potential customers call you? When you have good moving company insurance coverages, with adequate policy limits, it signals customers that you're serious about protecting their cherished possessions.
If you need to upgrade your moving business insurance to satisfy those customers—or even if you already have good moving company insurance coverage—you'll want to be sure that you're paying the lowest possible rates for your policies. So before you buy a new policy, or pay your annual premium on an existing one, it's a good idea to shop around for moving company insurance.
Your Moving Company Insurance Coverages
Prospective customers are likely to ask if you have moving company liability insurance. Coverages available under moving company liability insurance policies include general liability insurance, motor vehicle liability insurance and cargo liability insurance. Most states have set certain minimum policy limits for liability insurance, so you'll want to check with your state regulators to see what's required. (Customers often like to see, however, that you've gone beyond the minimum required for moving company liability insurance.)
Other moving company insurance policies that you will want to consider include business property insurance, which will cover your own business premises and the equipment located there. You can also buy motor vehicle collision insurance, which will pay for damage to your own vehicle if it's involved in an accident. (Motor vehicle liability insurance pays when you've injured someone else and/or harmed someone else's vehicle or property.)
You're required by state law to purchase workers compensation insurance to cover your employees who are injured on the job. You may also want to consider group health insurance, group life insurance and group disability insurance to attract and retain good employees.
Finding Good Rates on Moving Insurance Policies
Your customers aren't the only ones who can find good information online. When you're ready to find great rates on your moving insurance, go to netquote.com. Just fill out the form you'll find there, submit it and netquote.com will return to you quotes from several top insurers in your area. There's no calling around to multiple agents, no filling out forms again and again. Netquote.com makes it fast, efficient and easy to get the business insurance you need to keep your customers happy.
See how much you could save today on your insurance. Get your free business insurance quotes today!