Finding the Right Engineers Insurance

When you're the owner of a small, local engineering firm your projects are likely to be much different than they would be if you were part of a large international company. But no matter what size projects you handle, and no matter where your work takes you, as an engineer you should have the right engineer liability insurance to protect you financially.

Finding the right liability insurance for engineers may be a bit more difficult than choosing other types of engineers insurance, like business property insurance or commercial automotive coverage. But once you understand the coverages and the policy limits that you want for this engineer liability insurance, you'll be able to find competitive rates on all your engineers insurance policies by shopping around.

What You Should Know About Engineers Insurance
As the owner of a small business, you probably have a business owner's policy that covers your basic insurance needs, such as business property and general liability insurance. It's important to understand, however, that the general liability coverages are not designed to cover you for professional acts. When somebody trips and falls on the steps coming into your business, general liability will pay the medical bills, but it won't pay when an error in your calculations costs a client thousands of dollars.

The type of engineers insurance you'll need for professional acts is engineer liability insurance, also known as errors and omissions E&O) coverage. Not all clients will require you to have this, but today more and more will want you to show proof of insurance for this type of liability coverage. The policy limits you'll need to purchase will depend on the size of the jobs that you work on.

Saving Money on Your Engineers Insurance
The cost of liability insurance for engineers can run thousands of dollars a year. That's why it's essential to check around for the best rates--and is ready to help you do that.

Just go to the, enter the requested information about your engineering business and you'll get back competitive quotes from several top insurers in your area. These are insurance companies that want to work with you, and are interested in making sure that you get all the engineers insurance that you need--at a price that you can afford.

See how much you could save today on your insurance. Get your free business insurance quotes today!