Construction Insurance Protects Your Company When Disaster Strikes

No one wants to think that they'll ever face a business disaster, so it's easy to put off thinking about your need for commercial construction insurance or residential construction insurance. But the fact is, even the most careful and conscientious contracting company is likely to have some claim on its construction insurance at some time or other. So it simply makes good sense to take some time to look for the commercial construction insurance or residential construction insurance policies that best fit your needs, and to shop around for the best rates on them.

What Construction Insurance Coverages Do You Require?
Your needs for construction insurance will vary with the type of contracting company you run, the number of your employees, and the size and type of the jobs that you do. For example, a small contractor that specializes in remodeling retail stores will probably be required to show that he has liability insurance as part of his commercial construction insurance coverages. A residential contractor may not be required to purchase this kind of policy, but a homeowner considering renovations may ask to see some proof of this insurance.)

But there are construction insurance coverages that every contractor should carry, no matter what type of business it does. They include business property, commercial vehicle and workers compensation insurance required by law in most states). Many companies also carry an umbrella policy that covers them for claims above their normal liability insurance limits.

The Sensible Way to Find Great Construction Insurance Rates
No matter what type of construction insurance you ultimately decide to buy, it makes good sense to use a fast, effective and free method to find the best rates for it. That means using

When you use you're spared countless phone calls and days of telephone tag) trying to reach insurance agents for information about polices and premiums. Instead, you simply go to webpage at any hour, day or night, and fill out a form about your insurance needs. You'll receive back competitive quotes from several of the leading insurers in your areas. puts you in touch with insurance companies that want to work with you to make sure that you get the insurance that you need at a price that you can afford.

See how much you could save today on your insurance. Get your free business insurance quotes today!