As an event planner, you know how to prepare for almost any contingency. When you're running an important fundraiser at an outdoor venue—an event that must go on—you line up tents or a backup indoor space to use if the weather turns stormy. If a conference's keynote speaker cancels at the last minute, you have some alternatives on tap who can step in and replace him. But are you as well organized when it comes to your own business requirements? Do you have the business insurance for event planners that you'd need if you were faced with an emergency in your office? Do you have enough of the event planner insurance coverages you'd require to see you through financially if a fire or a flood destroyed your building?
Although it can be hard to make time to take care of your own business when you're so busy taking care of other people, it pays to shop around for event planner insurance. You can save thousands of dollars on your business insurance for event planners simply by comparing coverages and premiums.
The Basics of Event Planner Insurance
As the owner of a small business, one of the event planner insurance coverages you'll need is business property insurance. This will protect you financially if your office and/or its contents were destroyed or damaged by a fire, theft or vandalism. You may also want to include in your business insurance for event planners some type of business income protection that would help you pay your bills if you were unable to work because of damage to your office.
Don't assume, if you work out of your home, that the equipment you use in your business would be covered in the event of a fire or other disaster. You'll need separate business insurance for event planners policies or riders to cover any work-related equipment and/or files.
Another type of event planner insurance you'll need is liability insurance, which protects you financially if someone sues you because they claim that something you did (or didn't do) caused them harm. You can also obtain specialized coverages, including liquor liability, event cancellation insurance and insurance to cover rented equipment.
Finding the Best Rates on Event Planner Insurance
Organization is key to running an event planning business, so you're always looking for good ways to get a job done quickly and efficiently. When you're ready to check out rates for business insurance for event planners, try netquote.com for efficient rate comparison shopping. Simply go to netquote.com, provide information about your business on a single form, and you'll receive back quotes from several insurance companies operating in your area. Netquote.com is the fast, effective and organized way to find the business insurance policies that will best protect your event planning business.
See how much you could save today on your insurance. Get your free business insurance quotes today!