Insurance companies should be notified of motorcycle upgrades

Modified bikes may require insurance add-ons

The intricacies of motorcycle insurance coverage are not typically common knowledge for most consumers, but one specialty insurance company is advising bike riders to keep their policies up-to-date, especially if adding on new accessories.

A Richmond, Virginia-based international property and casualty insurance company is advising avid motorcycle riders to contact their coverage providers after adding something to their bikes.

According to the source, adding an accessory - or anything else after the motorcycle leaves the factory - puts the rider in need of a different type of coverage. Bike owners involved in a claim could run into trouble if they are not properly insured.

The group says that accessory coverage is typically affordable and can end up saving motorcycle owners significantly in the long run.

Keeping an open dialogue with insurance companies on topics like this and other questions could not only ensure people are properly covered, but could also save consumers money.

Certain safety features added to cars and homes could result in premium discounts.

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Posted: July 2, 2009

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