Making Changes to Your Insurance After You Get Married

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It's a big step, getting married. The wedding planning and consolidating of everything you do and own can be a bit overwhelming. Added to the list is changing your insurance, from auto and home to health and life insurance.

Yes, this is one more thing to do, but it's also an opportunity to take advantage of the financial benefits that await you as a married couple.

Blissful Savings
According to the Foundation of Taxpayer and Consumer Rights, unmarried couples pay approximately 22 percent more for auto insurance than those who are married. So when you start to shop around and receive insurance quotes, you can expect to see some discounts for having tied the knot, as long as each individual has a decent driving record.

Forward Thinking
Now that you are responsible for another person, if you don't have life insurance already, this is the time you'll want to make it more of a priority. For younger couples, you also save money the earlier you start. So as you both begin to accumulate assets and debt, and if you decide to have children, you'll have that policy in place already.

Multi-Line Discounts
After you've obtained multiple quotes from companies for home or renter's insurance, auto and life, you're now ready to receive another perk: a multi-line discount from your insurance company of choice.

A Healthy Future
If you both have individual health insurance policies through your work, you'll want to take a look at which policy best serves your needs, including which has the better maternity coverage. Cost, of course, is also a factor, so if the policies are pretty similar, moving over to your spouse's coverage to save money would be an obvious choice.

Don't wait any longer to take advantage of the insurance benefits marriage affords!